Of course you have to be careful with this as with anything else that might create division within the party, but if the party is mature this can be a great source of RP drama. Bonus points if the attentive player could work out that one of the two options is more useful from story context. Make it so that the next couple of encounters are such that both would be useful.

Your richest party member cant afford both so does the ranger get that fancy bow, or does the knight get their sword? Sure they can use their WL powers to get some really nice gear, but not all the nice gear. Maybe the local store has a couple of exotic weapons. The resulting mini-quest shouldn’t permanently take away the characters wealth (unless they really screw it up) since if you do that you are punishing them for choices at character creation, but all choices come with costs and benefits, and a bit of temporary pain can certainly logically result from flashing the cash.Īnother option is to use the situation to create some drama. Of course such displays of wealth might not go unnoticed, so maybe the local thieves guild decide the party needs relieving of their cash. The party gets to a local shop and one party member buys all the others the fanciest gear available, great have them take the party on a shopping spree. For RP purposes you should let them do this for the same reason the paladin kicks the crap out of the skeletons.

They buy that player the ability to bypass some WL gated choices. Ultimately if you have a wealthy party member then purchasing decisions are going to go mostly through them, that is what things like the Wealthy trait do. This is because a party member with WL 5 isn’t +1 more wealthy than one with WL 4, they are 10x as wealthy. A party with wealth levels of 5,6,7 and 3 has a wealth level of 7 if they pool resources unless you want to house rule it. There are a few discussions of how to deal with pooling of wealth level in another thread, but the basic observation is that WL is exponential, so pooling it for anything bar the largest party just results in a WL that is comparable to the highest wealth level in the party.

Wealth by level 3.5